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Archive for October, 2009

If Someone Has Two Health Insurance Coverage, How Does Coordination Of Benefits Work?

Tuesday, October 27th, 2009

My friend was in an auto accident, and the health insurance from the auto insurer is her primary health insurance for the accident. She also has regular health insurance from another company. If the auto insurer pays 80% of her auto accident medical costs, and her secondary insurance normally pays 70% of her medical costs, then how would the secondary insurance treat a $1000 bill, for example? The auto insurer pays $800 of the $1000 bill (80%), but how much would the secondary health insurer pay?

What Is The Differences Between Health Insurance And Health Care Program?

Tuesday, October 20th, 2009

Is it OK to have just the health care program and not have the Health Insurance Plan? I can get Health care program for half the monthly premium as compared to the Health Insurance Plan. Please advise? Is it advisable?

How Does Health Insurance Work – When Insurance Premium Can Increase?

Tuesday, October 13th, 2009

If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up?
Please advice.
Thanks.

 

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